ACH return codes
List of possible ACH return codes.
R0x
| ACH return code | Description |
|---|---|
R01 | Insufficient Funds |
R02 | Account Closed |
R03 | No Account/Unable to Locate Account |
R04 | Invalid Account number |
R05 | Unauthorized Corporate Debit to Consumer Account |
R06 | Returned per ODFI Request |
R07 | Authorization Revoked By Customer |
R08 | Payment Stopped |
R09 | Uncollected Funds |
R1x
| ACH return code | Description |
|---|---|
R10 | Customer Advises Not Authorized |
R11 | Check Truncation Entry Return (Specify) |
R12 | Account Sold to Another DFI |
R13 | Invalid ACH Routing Number |
R14 | Rep. Payee Deceased/Incapacitated |
R15 | Beneficiary or Account Holder Deceased |
R16 | Account Frozen/Entry returned per OFAC instruction |
R17 | File Record Edit Criteria (Specify) (Not Currently Supported by CU*BASE) |
R18 | Improper Effective Entry Date |
R19 | Amount Field Error |
R2x
| ACH return code | Description |
|---|---|
R20 | Non-Transaction Account |
R21 | Invalid Company Identification |
R22 | Invalid Individual ID Number |
R23 | Credit Entry Refused by Receiver |
R24 | Duplicate Entry |
R25 | Addenda Error |
R26 | Mandatory Field Error |
R27 | Trace number error |
R28 | Routing number or check digit error |
R29 | Corporate Customer Advises Not Authorized |
R3x
| ACH return code | Description |
|---|---|
R30 | RDFI not participant in check truncation program |
R31 | Permissible Return Entry (CCD, CTX) |
R32 | RDFI non-settlement |
R33 | Return of XCK Entry |
R35 | Return of improper debit entry |
R36 | Return of improper credit entry |
R37 | Source Document Presented for Payment (ARC, POP, BOC) |
R38 | Stop Payment on Source Document (ARC, BOC) |
R39 | Improper Source Document (ARC, POP, BOC) |
R4x
| ACH return code | Description |
|---|---|
R40 | Return of ENR Entry by Federal Government Agency |
R41 | Invalid Transaction Code |
R42 | Routing Number/Check Digit error |
R43 | Invalid DFI Account number |
R44 | Invalid individual ID Number/Identification number |
R45 | Invalid Individual Name/Company Name |
R46 | Invalid Representative Payee Indicator |
R47 | Duplicate Enrollment |
R5x
| ACH return code | Description |
|---|---|
R50 | State Law Affecting RCK Acceptance |
R51 | Item related to RCK entry is ineligible or RCK entry is improper |
R52 | Stop Payment on Item (RCK) |
R53 | Item and RCK entry presented for payment |
R6x
| ACH return code | Description |
|---|---|
R61 | Misrouted Return |
R62 | Return of erroneous or reversing debit |
R67 | Duplicate return |
R68 | Untimely return |
R69 | Field Error(s) |
R7x
| ACH return code | Description |
|---|---|
R70 | Permissible return entry not accepted/return not requested by ODFI |
R71 | Misrouted dishonored return |
R72 | Untimely dishonored return |
R73 | Timely Original Return |
R74 | Corrected Return |
R75 | Return not a duplicate |
R76 | No errors found |
R77 | Non-acceptance of R62 Dishonored Return |