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MCC codes and descriptions

Overview​

An MCC is a four-digit number that represents the type of services or goods that a business provides. For example, an MCC value of 5732 represents electronics retailers and 5942 represents book stores.

You can take advantage of the MCC information to customize card accounts, for example:

  • Brands can use MCCs to control the types of purchases allowed with a card. For instance, a brand that issues company expense cards to its staff can restrict card transactions by authorizing only selected categories, such as hotels and car hire firms.
  • Brands can offer loyalty programs and provide loyalty points for purchases in a particular category.
  • Brands can generate summaries based on MCCs, so you can analyze the types of transactions your customers are making.

The MCC codes that the Atelio platform supports are shown below, with a description of each code.

0001 - 1499: Agricultural​

MCCDescription
742Veterinary Services
763Agricultural Co-ops
780Landscaping Services

1500 - 2999: Contractors​

MCCDescription
1520General Contractors - Residential/Commercial
1711HVAC & Plumbing Contractors
1731Electrical Contractors
1740Insulation, Masonry, Plastering, Stonework, & Tile Contractors
1750Carpentry Contractors
1761Roofing, Siding, & Sheet Metal Contractors
1771Concrete Work Contractors
1799Contractors - Misc
2741Misc. Publishing & Printing
2791Typesetting, Plate Making, etc
2842Sanitation, Polishing, & Special Cleaning Prep

4000 - 4799: Transport​

MCCDescription
4011Freight Railroads
4111Suburban, Local, Commuter, & Ferry Passenger Transit
4112Passenger Railroads
4119Ambulance Services
4121Taxis & Limousines
4131Bus Lines
4214Motor Freight, Trucking, Moving & Storage, & Delivery
4215Couriers - Air & Ground, Freight Forwarders
4225Public Warehousing - Farm, Refrigerated, & Household Goods
4411Cruise Lines
4457Boat Leases & Rentals
4468Marinas, Marine Service, & Marine Supply
4511Air Carriers, Misc Airlines
4582Airports, Airport Terminals, Flying Fields
4722Travel Agencies, Tour Operators
4723Package Tour Operators (Only in Germany)
4761Telemarketing - Travel & Vitamins
4784Bridge Fees, Road Fees, Tolls
4789Misc Transportation Services

4800 - 4999: Utilities​

MCCDescription
4812Telecom Equipment
4813Key-Entry Based, Central, Single Phone Calls - Not Face-to-Face
4814Telecom Services - Prepaid, Recurring, Etc.
4816Computer Network Services
4821Telegraph Services
4899Cable, Satellite, & Misc TV/Radio Services
4900Utilities - Gas, Electric, Heating, Sanitary, Water

5000 - 5599: Retail​

MCCDescription
5013Motor Vehicle Suppy & Parts
5021Office & Commercial Furniture
5039Misc Construction Materials
5044Office, Photo, Microfilm, & Copy Equipment
5045Computers, Peripherals, & Software
5046Misc Commercial Equipment
5047Dental, Medical, Opthalmic, Lab, & Hospital Equipment
5051Metal Service & Offices
5065Electrical Parts & Equipment
5072Hardware Equipment & Supply
5074Plumbing & Heating Equipment
5085Misc Industrial Supply
5094Precious Stones & Metals, Watches, & Jewelry
5099Misc Durable Goods
5111Office Supply, Stationary, & Paper
5122Drugs & Drug Supply
5131Piece Goods, Notions, & Misc Dry Goods
5137Men, Women, & Children's Uniforms
5139Commercial Footware
5169Chemicals & Misc Allied Products
5172Petroleum & Petroleum Products
5192Books, Periodicals, & Newspapers
5193Florist & Nursery Supplies
5198Paint & Varnish
5199Misc Non-Durable Goods
5200Warehouse Home Supply Stores
5211Building Materials & Lumber
5231Glass, Paint, & Wallpaper
5251Hardware Stores
5261Lawn & Garden Supply
5271Mobile Home Dealers
5299Wholesale Club Gasoline
5300Wholesale Clubs
5309Duty Free Stores
5310Discount Stores
5311Department Stores
5331Variety Stores
5399Misc General Stores
5411Grocery Stores & Supermarkets
5422Freezer & Meat Locker Provisioners
5441Candy, Confection, & Nut Stores
5451Dairy Product Stores
5462Bakeries
5499Convenience Stores, Specialty Stores, Markets, & Vending Machines
5511Auto & Truck Dealers - Sales, Service, Parts, & Leasing
5521Auto & Truck Dealers - Used Sales
5532Tire Stores
5533Auto Parts & Accessories Stores
5541Service Stations
5542Automatic Fuel Dispenser
5551Boat Dealers
5561Camper, Recreational & Utility Trailer Dealers
5571Motorcycle Dealers
5592Motor Home Dealers
5598Snowmobile Dealers
5599Misc Auto, Aircraft, & Farm Equipment Dealers

5600 - 5699: Clothing​

MCCDescription
5611Men & Boy's Clothing & Accessory Stores
5621Women's Shoes - Ready To Wear
5631Women's Accessory & Specialty Stores
5641Children & Infant's Clothing Stores
5651Family Clothing Stores
5655Sports Apparel Stores
5661Shoe Stores
5681Furriers, Fur Shops
5691Men & Women's Clothing Stores
5697Alterations, Mending, Seamstresses, & Tailors
5698Wig & Toupee Shops
5699Misc Clothing & Accessory Stores

5700 - 7299: Misc Stores​

MCCDescription
5712Equipment, Furniture, & Home Furnishing Stores - Not Appliances
5713Floor Covering Stores
5714Drapery, Upholstery, & Window Coverings
5718Fireplace & Fireplace Accessories
5719Misc Home Furnishings
5722Household Appliances
5732Electronics
5733Musical Instruments, Pianos, & Sheet Music
5734Computer Software
5735Record Stores
5811Caterers
5812Eating Places & Restaurants
5813Bars, Cocktail Lounges, Discotheques, Nightclubs, & Taverns
5814Fast Food
5815Digital
5816Digital
5817Digital
5818Digital
5912Drug Stores & Pharmacies
5921Beer, Wine, & Liquor - Package Stores
5931Second Hand or Used Merchandise
5932Antique Stores, Repairs, & Restoration
5933Pawn Shops
5935Wrecking & Salvage Yards
5937Antique Reproduction
5940Bicycle Shops & Service
5941Sporting Goods Stores
5942Book Stores
5943Office, School, & Stationary Stores & Supply
5944Clock, Jewelry, Watch, & Silverware Stores
5945Game, Toy, & Hobby Stores
5946Camera & Photo Supply
5947Card, Gift, Novelty, & Souvenir Shops
5948Leather Goods & Luggage
5949Fabric, Needlework, Piece Goods, & Sewing Stores
5950Crystal & Glassware
5960Direct Marketing - Insurance
5961Mail Order Houses - including Catalog Order Stores
5962Direct Marketing - Travel Arrangements
5963Door-to-Door Sales
5964Direct Marketing - Catalogs
5965Direct Marketing - Catalog Retail Combo
5966Direct Marketing - Outbound Telemarketing
5967Direct Marketing - Inbound Telemarketing
5968Direct Marketing - Subscriptions
5969Direct Marketing - Misc
5970Artist Supply
5971Art Dealers & Galleries
5972Stamp & Coin Stores
5973Religious Goods
5974Rubber Stamp Stores
5975Hearing Aids - Sales, Service, & Supply
5976Orthopedic Goods - Artificial Limbs
5977Cosmetic Stores
5978Typewriters - Sales, Service, & Rental
5983Fuel - Coal, Fuel Oil, Liquified Petroleum, & Wood
5992Florists
5993Cigars - Stores & Stands
5994News & Newsstands
5995Pets - Food, Shops, & Supply
5996Swimming Pools - Sales & Supply
5997Electric Razors - Sales & Service
5998Tent & Awning Stores
5999Misc Retail
6010Manual Cash Disbursement - Member Institution
6011Automated Cash Disbursement - Member Institution
6012Merch & Services - Member Institution
6050Quasi Cash - Member Institution
6051Quasi Cash - Merchant
6211Securities - Dealers & Brokers
6300Insurance - Sales, Premiums, & Underwriting
6513Real Estate Agents - Rentals
6536Mastercard Moneysend - Domestic
6537Mastercard Moneysend - International
6538Mastercard Moneysend - Funding
6539Mastercard Funding - Non-Moneysend
6540Point of Interaction Funding - Non-Moneysend
7011Misc Lodging - Hotels, Motels, Resorts
7012Timeshares
7032Sporting & Recreation Camps
7033Campgrounds & Trailer Parks
7210Cleaning, Garment, & Laundry Services
7211Laundry - Family & Commercial
7216Dry Cleaners
7217Carpet & Upholstery Cleaning
7221Photo Studios
7230Barbers & Beauty Shops
7251Hat Cleaners, Shoe Repair, & Shoe Shine Shops
7261Funeral Service, & Crematoriums
7273Dating Services
7276Tax Preparation
7277Debt, Marriage, & Personal Counselling
7278Buying & Shopping Clubs - Services
7296Clothing Rental - Costumes, Uniforms, & Formal Wear
7297Massage Parlors
7298Beauty & Health Spas
7299Misc Services

7300 - 7999: Business Services​

MCCDescription
7311Advertising
7321Consumer Credit Reporting Agencies
7332Blueprinting, & Photocopying
7333Commercial Art, Graphics, & Photos
7338Quick Copy, Reproduction, & Blueprinting
7339Stenography & Secretarial Services
7342Extermination & Disinfection Services
7349Cleaning & Maintenance - Janitorial
7361Employment & Temp Agencies
7372Computer Programming, Data Processing, & System Design
7375Information Retrieval Services
7379Misc Computer Maintenance, Repair, & Services
7392Consulting, Management, & PR Services
7393Detective, Protective, & Security Services - Including Armored Cars & Guard Dogs
7394Equipment, Furniture, & Tools - Rental & Leasing
7395Photo Developing & Lab Services
7399Misc Business Services
7512Misc Auto Rentals
7513Truck Rentals
7519Motor Home & RV Rentals
7523Parking Lots & Garages
7531Auto Body Repair
7534Tire Retreading & Repair
7535Auto Paint Shops
7538Auto Service Shops
7542Car Washes
7549Towing Services
7622Electronic Repair
7623Air Conditioning & Refrigeration Repair
7629Electrical & Small Appliance Repair
7631Clock, Jewelry, & Watch Repair
7641Furniture - Reupholstery, Repair, & Refinishing
7692Welding Repair
7699Misc Repair
7800Government Owned Lottery
7801Government Licensed Casinos - Online or Internet
7802Government Licensed Horse or Dog Racing
7829Movie & Video Production/Distribution
7832Movie Theaters
7841DVD & Video Rental
7911Dance Halls, Schools, & Studios
7922Theatrical Producers & Ticket Agencies - Not Movies
7929Misc Bands, Orchestras, & Entertainers
7932Billiard & Pool Halls
7933Bowling Alleys
7941Athletic Fields, Commercial Sports, Pro Sports, & Sports Promoters
7991Tourist Attractions
7992Public Golf Courses
7993Video Amusement, Game Supplies
7994Video Game Arcades
7995Misc Gambling & Betting
7996Amusement Parks, Carnivals, Circuses, & Carnival Fortune Tellers
7997Country Clubs, Private Clubs, & Private Golf Courses
7998Aquariums, Dolphinariums, Seaquariums, & Zoos
7999Misc Recreation Services

8000 - 8999: Professional Services​

MCCDescription
8011Misc Doctors
8021Dentists & Orthodontists
8031Osteopathic Physicians
8041Chiropractors
8042Optometrists & Ophthalmologists
8043Opticians - Optical Goods & Eyeglasses
8044Optical Goods & Eyeglasses
8049Chiropodists, Podiatrists
8050Nursing & Personal Care Facilities
8062Hospitals
8071Dental & Medical Labs
8099Misc Health Practitioners & Medical Services
8111Attorneys & Legal Services
8211Schools - Elementary & Secondary
8220Colleges, Junior Colleges, Professional Schools, & Universities
8241Schools - Correspondence
8244Schools - Business & Secretarial
8249Schools - Trade & Vocational
8299Schools - Misc
8351Child Care Services
8398Charitable & Social Service Organizations
8641Civic, Fraternal, & Social Associations
8651Political Organizations
8661Religious Organizations
8675Automobile Organizations
8699Misc Organizations
8734Testing Labs - Non Medical
8911Architectural, Engineering, & Surveying Services
8931Accounting, Auditing, & Bookkeeping
8999Misc Professional Services

9000 - 9999: Government Services​

MCCDescription
9211Court Costs - Includes Alimony & Child Support
9222Fines
9223Bail & Bond Payments
9311Taxes
9399Misc Government Services
9402Postal Services - Government Use Only
9405Intra-Government Purchases - Government Use Only
9700Visa Automated Referrals
9701Visa Credential Server
9702GCAS Emergency Services - Visa Only
9754Gambling - Horse & Dog Racing, State Lottery
9950Intra-Company Purchases